Verizon 5G Home Internet vs. T-Mobile Home Internet: Which Mobile Giant Does 5G Better?

Overview of Verizon and T-Mobile 5G home internet plans

Plan	Max speeds	Monthly price	Equipment fee	Data cap	Contract
T-Mobile Rely Internet Read full review	87-318Mbps download, 14-56Mbps upload	$50 ($35 for eligible Go5G Plus and Magenta Max mobile customers)	None	None	None
T-Mobile Amplified Internet Read full review	133-415Mbps download, 12-55Mbps upload	$60 ($45 for eligible Go5G Plus and Magenta Max mobile customers)	None	None	None
T-Mobile All-In Internet Read full review	133-415Mbps download, 12-55Mbps upload	$70 ($55 for eligible Go5G Plus and Magenta Max mobile customers)	None	None	None
Verizon 5G Home Read full review	50-300Mbps download, 5-10Mbps upload	$50 ($35 with qualifying Verizon 5G mobile plans)	None	None	None
Verizon 5G Home Plus Read full review	85-1,000Mbps download, 10-20 upload	$70 ($45 with qualifying Verizon 5G mobile plans)	None	None	None

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Source: CNET analysis of provider data.

What should I know about 5G before signing up?

5G continues to roll out nationwide, offering millimeter-wave cellular speeds at higher, faster frequencies than 4G LTE. That’s great news for our phones and other smart gadgets connecting over cellular airwaves. And it could be a game changer for our homes, too. With the potential for near-gigabit speeds over the air that rival cable and fiber internet service providers — plus the added appeal of straightforward, consumer-friendly terms that ditch data caps, equipment fees and the like — 5G is shaping up to become one of the most exciting developments in residential internet in years.

5G signals are extremely convenient — much more convenient than installing a fiber or cable network — but the signal doesn’t reach everywhere. The first hurdle with 5G home internet service is whether it’s available at your address. Though you may get cell service from T-Mobile or Verizon, that doesn’t automatically mean you’ll get home internet at your address.

Verizon and T-Mobile are the providers doing the most to expand the 5G’s availability for home internet use, though the providers recently found a new competitor in AT&T’s 5G home internet rollout, AT&T Internet Air. AT&T does not boast the same availability as Verizon or T-Mobile, with a coverage of just 9% of the US, according to the FCC. However, all providers offer dedicated 5G fixed wireless home internet plans that promise fast speeds and simple terms at competitive rates. In some areas, you might even find that your home is serviceable by both Verizon and T-Mobile, as CNET’s own Eli Blumenthal discovered in his quest to replace his cable provider.

If we take a second look at customer satisfaction data, we’ll find that 5G internet continues to impress customers, significantly more than wired cable, fiber, DSL or satellite internet services. Time will tell how much 5G stands to disrupt the ISP category. For now, let’s continue our look at how Verizon 5G Home and T-Mobile Home Internet match up. 

Verizon 5G Home Internet vs. T-Mobile Home Internet: Plans and pricing

Are you tired of deciphering which broadband package to choose out of countless options? Both Verizon and T-Mobile lean into providing a no-strings-attached broadband experience, a welcome relief for many internet users. Each provider offers simplified 5G home internet plans requiring no term agreements, no data caps and no additional monthly equipment fees.

There are two plan options for Verizon: Verizon 5G Home and Verizon 5G Home Plus. Verizon 5G Home comes with a two-year price guarantee and lower download speeds, while Verizon 5G Home Plus locks in your price for three years, plus higher download speeds and a slew of additional perks, which we’ll outline in the perks and promos section below. 

T-Mobile now offers three home internet plans, though two of them feature the same speeds. T-Mobile Home Rely Internet costs $50 monthly for speeds ranging between 87 to 318Mbps download and 14-56 upload. T-Mobile Amplified Internet Plus costs $60 for speeds ranging from 133 to 415Mbps download and 12 to 55Mbps upload and T-Mobile All-In Internet costs $70 monthly for the same speeds but with and includes a mesh Wi-Fi router to extend the range of coverage throughout the house and 24/7 “interactive video support,” according to T-Mobile’s website.

T-Mobile also recently rolled out its Home Internet Backup plan that you can use in the case of power or internet outages or during natural disasters interrupting connectivity. For $20 a month, you get up to 130GB — which is admittedly, not very much, but this internet option isn’t intended for heavy or regular usage. In fact, T-Mobile offers this internet option as a backup to your current internet provider.

Which is faster?

While 5G can reach gigabit download speeds and Verizon advertises its 5G Home Plus plan as maxing out at 1,000Mbps, don’t expect those top-end numbers from either provider’s home internet product. T-Mobile says on its site that customers can expect “average download speeds in excess of 100Mbps,” and that people typically experience ranges from 87 to 318Mbps. Why so relatively low? T-Mobile Home Internet relies on its growing 5G grid and existing 4G LTE network to expedite its availability. So don’t expect a pure 5G experience. Still, thanks to upgraded gateway routers, T-Mobile can offer faster speeds on average than previously offered, meaning you could see speeds up to 415Mbps (though probably not consistently).

“During congestion, Home Internet customers may notice speeds lower than other customers due to data prioritization,” reads the first sentence of T-Mobile Home Internet’s general terms. “Service may be slowed, suspended, terminated, or restricted for misuse, abnormal use, interference with our network or ability to provide quality service to other users.” In other words, you may experience some slowed internet speeds during peak hours, like after 5 p.m. Unlike with data caps, however, there’s no allotment of “priority data” and no overage fees for consuming too much data.

On the other hand, Verizon tells its subscribers to expect average download speeds of around 300Mbps. Verizon’s dependence on its Ultra Wideband 5G network (and lesser use of its “4G LTE backup”) is the main reason for the faster speeds. It uses low-band, midband and millimeter-wave technology to provide customers with speeds that could get as high as 1,000Mbps for some lucky customers.

Where’s the best value?

When trying to gauge the best deal for your home, it’s essential to look at the cost per Mbps to better understand the actual value.

Considering the average download speed of 100Mbps for that basic $50 monthly fee, T-Mobile Home Rely Internet rings in at 50 cents per Mbps, comparable to what you might pay for a midrange cable internet plan. If you have a qualifying Go5G Plus or Magenta Max mobile plan, you can trim that to $30 a month or 30 cents per Mbps. T-Mobile Home Amplified Internet comes in at 60 cents comparatively, a steep price without a bundling discount, while T-Mobile All-In Internet rings in at 70 cents.

Verizon 5G Home, which averages 125Mbps, matches that amount at a cost per Mbps of 40 cents. If you choose the Verizon 5G Plus plan, which averages 300Mbps, your monthly bill is $70, but that cost per Mbps goes down to just under 24 cents. Customers with qualifying Verizon mobile plans will get $15 to $25 off the monthly cost of either plan. If you can use that additional discount, it makes Verizon 5G Home — the regular plan at 28 cents per Mbps and the Plus plan at an even better 15 cents per Mbps — one of the most affordable out there compared to any cable internet plans by competitors.

What about the fine print?

Let’s revisit that idea of the no-strings-attached internet experience. Verizon and T-Mobile are eager to get customers to try their 5G home internet offerings, so no hidden fees or taxes are added to the monthly cost. As we mentioned before, there’s no contract or data cap. There’s also no additional equipment rental fee, installation fee or other trap fees (although T-Mobile does charge a one-time, $35 activation fee), so it’s a win-win for both providers and their customers.

Verizon 5G Home vs. T-Mobile Home Internet: Who can sign up?

Neither provider offers a detailed coverage map for its 5G home internet solution. However, considering the list of cities they claim to cover and the total number of households, T-Mobile is clearly in the lead here.

While Verizon 5G Home Internet is available to approximately 40 million homes nationwide, T-Mobile Home Internet reaches over 50 million households and serves over 60% of the US population. In contrast, Verizon’s 5G service is now available in more than 2,700 cities, covering only 19% of the country.

Overall, T-Mobile Home Internet has just over 6 million customers (according to a report in the third quarter of 2024), while Verizon’s latest earnings report puts its subscriber base at just over 4 million. That’s a sizable piece of the broadband pie for both upstart fixed wireless offerings.

Verizon 5G Home vs. T-Mobile: Deals and promotions

Still not convinced by the straightforward terms both T-Mobile and Verizon put forward? They’ll try to sway you with their promotional offers.

First, T-Mobile and Verizon are so confident in their 5G home products that each offers to pay off any early termination fees for new customers who break their current ISP contract, up to $500 for Verizon and $750 from T-Mobile. 

Second, they each offer similar discounts for eligible mobile customers. T-Mobile and Verizon will shave off $15 to $25 if you bundle your home internet with eligible mobile plans.

Verizon also offers additional perks, including a $50 Verizon gift card for the 5G Home plan and a $100 Verizon gift card for the 5G Home Plus plan. Verizon also recently revealed new bundled streaming packages (complete with a logo revamp) that can get you Disney Plus, Hulu with ads or ESPN with ads for just $10 a month.

Comparatively, T-Mobile offers a $150 pre-paid Mastercard card for new customers and a free Amazon Fire TV. The All-In Home Internet plan features Hulu (with ads) plus a Paramount+ subscription

Both Verizon and T-Mobile offer a price lock for internet plan, with Verizon pledging a five-year price lock.

T-Mobile Home Internet vs. Verizon 5G Home: What do customers think?

We refer to two of the top customer satisfaction surveys within our ISP reviews — J.D. Power and the American Customer Satisfaction Index — and they consistently place T-Mobile and Verizon at the top of their rankings. Verizon 5G scored just 605 points to T-Mobile’s 649 in the J.D. Power study. As the national average in that study was 630, T-Mobile performed extremely well.

On the other hand, T-Mobile Home Internet impressively led all nonfiber ISPs with 76 out of 100, well above the ACSI industry average of 68 points. But can you guess which provider was right behind it? Verizon 5G Home Internet took second place, scoring 74 points.

Anecdotally, one of our CNET writers tested T-Mobile during its pilot program and preferred it over his previous provider, Xfinity.

Verizon 5G Home vs. T-Mobile Home recap: Too close to call?

T-Mobile and Verizon are still aggressively building their 5G networks, so we’re closer to the story’s beginning than the middle or end, especially regarding 5G fixed wireless internet overall. 

T-Mobile Home Internet has a slight edge over Verizon 5G Home Internet in availability and customer satisfaction. Adding its 4G LTE network to 5G makes it a much more viable pick, particularly in rural and underserved areas of the country, where it’s a compelling alternative to options like satellite or DSL. Verizon 5G Home Internet takes the lead in performance, featuring nearly triple the current download speeds of T-Mobile Home Internet with the addition of more enticing perks and bundles. As such, T-Mobile may have the upper hand now, but Verizon seems poised to provide a higher upside in the immediate future as the best fixed wireless internet in cities where the two overlap.

Verizon 5G Home vs. T-Mobile Home FAQs