Highlights
- Vivo offers several 5G smartphones under Rs 20,000 including the T4x 5G, T5 Lite 5G, T4 Lite 5G, Y39 5G, and Y200 Pro.
- The Vivo T4x 5G stands out for Full HD+ 120Hz display, MediaTek Dimensity 7300 chipset, 50MP camera and a 6,500mAh battery.
- The Vivo Y200 Pro is ideal for users wanting a premium 6.78-inch curved AMOLED panel, while the T4 Lite 5G offers a more affordable option with a 6,000mAh battery and 5G connectivity.
Looking for the Vivo phone under Rs 20,000 in India? Vivo offers several options in this price segment, including the Vivo T4x 5G, Vivo T5 Lite 5G, Vivo T4 Lite 5G, Vivo Y39 5G and Vivo Y200 Pro. These smartphones offer features such as high-refresh-rate displays, 50-megapixel or higher-resolution rear cameras, large batteries, and 5G connectivity. To start with, here is a comparison of Vivo phones priced under Rs 20,000 along with their key specifications and prices.
| Vivo T4x 5G | Vivo T5 Lite 5G | Vivo T4 Lite 5G | Vivo Y39 5G | Vivo Y200 Pro | |
| Price | Rs 16,999 onwards | Rs 17,999 | Rs 16,999 onwards | Rs 19,999 | Rs 18,000 |
| Display | 6.72-inch FHD+, 120Hz | 6.74-inch HD+, 120Hz | 6.74-inch HD+, 90Hz | 6.68-inch HD+, 120Hz | 6.78-inch FHD+ curved AMOLED, 120Hz |
| Chipset | Dimensity 7300 | Dimensity 6300 | Dimensity 6300 | Snapdragon 4 Gen 2 | Snapdragon 695 |
| Rear Camera | 50MP + 2MP | 50MP + secondary sensor | 50MP + 2MP | 50MP + 2MP | 64MP + 2MP |
| Battery & Charging | 6,500mAh, 44W | 6,500mAh, 44W | 6,000mAh, 15W | 6,500mAh, 44W | 5,000mAh, 44W |
Vivo Phones Under Rs 20,000: Price and Specifications
Vivo T4x 5G Price and Specifications

The Vivo T4x 5G features a 6.72-inch Full HD+ display with a 120Hz refresh rate and peak brightness of up to 1,050 nits. The screen has a resolution of 2408 × 1080 pixels. The smartphone is powered by the MediaTek Dimensity 7300 processor built on a 4nm process paired with the Mali-G615 MC2 GPU.
For photography, the Vivo T4x 5G has a 50-megapixel primary rear camera with an f/1.8 aperture and a 2-megapixel depth sensor. It supports 4K video recording. On the front, there is an 8-megapixel camera for selfies and video calls.
The phone packs a 6,500mAh battery with 44W fast charging, making it worth considering for users who prioritise battery capacity.
Price
- 6GB + 128GB: Rs 16,999
- 8GB + 128GB: Rs 19,499
Vivo T5 Lite 5G Price and Specifications

The Vivo T5 Lite 5G features a 6.74-inch HD+ LCD screen with a resolution of 1600 × 720 pixels, a 120Hz refresh rate, and peak brightness of up to 1,000 nits. The phone is powered by the MediaTek Dimensity 6300 chipset built on a 6nm process. The octa-core processor includes two Cortex-A76 performance cores clocked at up to 2.4GHz and six Cortex-A55 cores running at up to 2GHz. It also features the Arm Mali-G57 MC2 GPU.
For photography, the Vivo T5 Lite 5G has a 50-megapixel primary rear camera with an f/1.8 aperture and a secondary sensor. The front camera is a 5-megapixel unit with an f/2.2 aperture.
A 6,500mAh battery powers the smartphone with support for 44W fast charging.
Price
- 4GB + 64GB: Rs 17,999
Vivo T4 Lite 5G Price and Specifications

The Vivo T4 Lite 5G is a budget-friendly option featurig a 6.74-inch HD+ LCD display with a resolution of 1600 × 720 pixels and a 90Hz refresh rate. The smartphone runs on the MediaTek Dimensity 6300 chipset built on a 6nm process. It uses two Cortex-A76 cores clocked at up to 2.4GHz and six Cortex-A55 cores running at up to 2GHz, along with the Arm Mali-G57 MC2 GPU.
For cameras, the Vivo T4 Lite 5G features a 50-megapixel primary rear camera with a Sony sensor and an f/1.8 aperture, along with a 2-megapixel depth sensor. The front camera is a 5-megapixel unit with an f/2.2 aperture.
The phone packs a 6,000mAh battery with 15W fast charging.
Price
- 4GB + 64GB: Rs 16,999
- 4GB + 128GB: Rs 18,999
Vivo Y39 5G Price and Specifications

The Vivo Y39 5G offers a 120Hz display, a 6,500mAh battery, and a Snapdragon processor. It features a 6.68-inch HD+ LCD screen with a resolution of 1608 × 720 pixels, peak brightness of up to 1,000 nits, and an 83% NTSC colour gamut.
The phone is powered by the Qualcomm Snapdragon 4 Gen 2 chipset built on a 4nm process. It includes two A78-based performance cores clocked at up to 2.2GHz and six A55-based cores running at up to 2GHz, along with the Adreno 613 GPU.
For photography, the Vivo Y39 5G has a 50-megapixel primary rear camera with an f/1.8 aperture and a 2-megapixel portrait camera. The front-facing camera is an 8-megapixel unit with an f/2.0 aperture.
The smartphone packs a 6,500mAh battery with 44W fast charging.
Price
- 8GB + 128GB: Rs 19,999
Vivo Y200 Pro Price and Specifications

The Vivo Y200 Pro stands out from the other phones for a 6.78-inch Full HD+ screen with a resolution of 2400 × 1080 pixels, a 120Hz refresh rate, and peak brightness of up to 1,300 nits. The smartphone is powered by the Qualcomm Snapdragon 695 5G chipset built on a 6nm process, and paired with the Adreno 619 GPU.
It packs a 5,000mAh battery with 44W fast charging.
For photography, the Vivo Y200 Pro features a 64-megapixel primary rear camera with an f/1.79 aperture and a 2-megapixel portrait camera. It also includes an Aura LED light. On the front, there is a 16-megapixel camera with an f/2.45 aperture.
Price
- 8GB + 128GB: Rs 18,000
What to Check Before Buying a Vivo Phone Under Rs 20,000?
Before choosing a Vivo phone under Rs 20,000, consider the following factors to find a model that best suits your needs.
- Display: Check the resolution and refresh rate.
- Processor: Consider the chipset based on how you plan to use the phone.
- Camera: Do not judge camera quality by megapixel count alone. Look at the sensor, aperture, image processing, low-light performance, and video capabilities.
- Battery and charging: Compare charging speeds such as the T4 Lite 5G supports 15W charging, while the other three offer 44W charging.
- RAM and storage: Choose a configuration that fits your usage. If you keep many apps, photos, and videos on your phone, 128GB storage is a more practical starting point than 64GB.
- Software and updates: Check the Android version, interface, and remaining software support.